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About Golden Empire Mortgage

Golden Empire Mortgage, Inc. (GEM), [NMLS ID#2427] is a California Corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, CA 93309.  Family-owned, GEM Mortgage, offers various mortgage products focusing on quality, compliance, and unmatched customer service. Home Loans. Simplified. Since 1987.  GEM is licensed in and conducts residential mortgage lending business in the following states:

state

License Information

Arizona

GEM conducts business in the State of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license No. 0906440 issued by the Arizona Department of Financial Institutions.

California

GEM conducts business as a residential mortgage lender and servicer in the State of California under Residential Mortgage Lending Act license No. 413-0360.

Colorado

GEM conducts business in the State of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.

Florida

GEM conducts business in the State of Florida under Mortgage Lender Servicer License No. MLD2524 issued by the Florida Office of Financial Regulation.

Georgia

GEM conducts business in the State of Georgia under Mortgage Lender License/Registration No. 2427 issued by the Georgia Department of Banking and Finance.

Hawaii

GEM conducts business in the State of Hawaii licensed by the Hawaii Division of Financial Institutions. Mortgage Loan Originator License #3437. as Golden Empire Mortgage, Inc. is an Equal Housing Opportunity Lender. For more information, visit the Hawaii DFI website

Idaho

GEM conducts business in the State of Idaho under Mortgage Broker/Lender Licence No. MLB-2080002427 issued by the Idaho Department of Finance.

Illinois

GEM conducts business in the State of Illinois under Residential Mortgage License MB 6850161 issued by the Illinois Department of Financial and Professional Regulation (IDFPR) via the Illinois Division of Banking located at 320 Washington Street, 3rd Floor, Springfield, IL 62786, which is a part of the IDFPR. For licensing information, go to: www.nmlsconsumeraccess.org

Indiana

GEM conducts business in the State of Indiana under Mortgage Lending License No. 65742 issued by the Indiana Department of Financial Institutions.

Kentucky

GEM conducts business in the State of Kentucky under Mortgage Company License No. MC858086 issued by the Kentucky Department of Financial Institutions.

Massachusetts

GEM conducts business in the state of Massachusettes at Golden Empire Mortgage, Inc.’s (“GEM”) as a Massachusetts Mortgage Lender License approved by the Massachusetts Division of Banks.

Michigan

GEM conducts business in the state of Michigan licensed by the Michigan Department of Insurance and Financial Services (DIFS) to originate mortgage loans NMLS #2427.

Missouri

GEM conducts business in the State of Missouri under Mortgage Company License No. 2427 issued by the Missouri Division of Finance.

Montana

GEM conducts business in the State of Montana under Mortgage Lender License No. 2427, Mortgage Broker License No. 2427, and Mortgage Servicer License No. 2427, all issued by the Montana Division of Banking and Financial Institutions.

Nevada

GEM conducts business in the State of Nevada under Mortgage Company License No. 5494 issued by the Nevada Department of Business and Industry, Division of Mortgage Lending.

Ohio

GEM conducts business in the State of Ohio under Residential Mortgage Lending Act Certificate of Registration No. RM.805256.000 issued by the Ohio Division of Financial Institutions.

Oklahoma

GEM conducts business in the State of Oklahoma under Oklahoma Mortgage Lender License: #OK-2427 per  ok.gov/okdocc/

Oregon

GEM conducts business in the State of Oregon under Mortgage Lending License No. ML-2891 issued by the Department of Consumer and Business Services, Division of Financial Regulation.

Pennsylvania

GEM conducts business in the State of Pennsylvania under Mortgage Lender License No. 109188 and Mortgage Servicer License No. 109189, both issued by the Pennsylvania Department of Banking and Securities.

Tennessee

GEM conducts business in the State of Tennessee under Mortgage License No. 2427 issued by the Tennessee Department of Financial Institutions.

Texas

GEM conducts business in the State of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants.

Washington

GEM conducts business in the State of Washington under Consumer Loan Company License No. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.

West Virginia

GEM conducts business in the State of West Virginia under Mortgage Lender License No. ML-2427 and Mortgage Broker License No. MB-2427, both issued by the West Virginia Division of Financial Institutions.

Wyoming

GEM conducts business in the state of Wyoming under a Wyoming Mortgage Lender/Broker and Consumer Lender License (“License) and is approved to originate loans approved by the Wyoming Division of Banking and Financial Institutions (“WY DFI”). As a result, GEM. is now authorized to originate residential mortgage loans secured by real property in the state of Wyoming.