Bakersfield, CA , June 13, 2016 ( - GEM Mortgage is proud to be named a Scotsman Guide Top Mortgage Lender. GEM ranked a top overall volume lender in 2013, 2014, and 2015. The company is on track to receive the 2016 ranking as well.

Scotsman Guide, the leading resource for mortgage originators, released its fourth annual Top Mortgage Lenders rankings on June 1. The list, which ranks the nation's top mortgage-lending companies, appears in Scotsman Guide's June 2016 residential edition, and rankings are available online at All Scotsman Guide rankings are searchable at

GEM Mortgage was ranked among entries from hundreds of mortgage companies across the country. To be eligible for consideration in Scotsman Guide’s Top Mortgage Lenders rankings, all loan volume had to be from mortgages on one- to four-unit residential properties within the United States. No commercial or international loans were included. After receiving submissions, Scotsman Guide required written verification of top entrants’ volume from a certified public accountant, the chief financial officer at the company or a similar source.

ABOUT GEM- Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California. For more information, visit

Scotsman Guide Media publishes a residential edition and a commercial edition of Scotsman Guide, in addition to online community, news, Scotsman Guide Loan Post and other platforms at The magazines also are available in digital format. Each month, the magazines reach tens of thousands of subscribers nationwide. Scotsman Guide is the leading resource for mortgage originators and connects mortgage brokers with wholesale and commercial lenders. For more information, visit or call 661-328-1600.


Written by: Mortgage Daily

BAKERSFIELD, Calif. -- (April 18, 2016) -- GEM Mortgage, a division of Golden Empire Mortgage (GEM), continues to attract talented mortgage loan officers and branch managers to join their company. Joe Ewens, GEM’s Executive Vice President of Production, says, "GEM wants experienced top producing loan originators. We have a unique culture for experienced mortgage loan originators and have all the tools top producers need to exceed their expectations for success."

GEM has been a top performing mortgage lender since 1987, helping homebuyers achieve the American Dream of Homeownership. GEM believes in a business philosophy that all consumers deserve access to credit and they are committed to funding loans in a timely manner. "GEM isn't just about mortgages and home lending. GEM is about people, and building lasting customer relationships and that is part of what we can offer top producers," Ewens continued. "We lead mortgage professionals from problem solvers to trusted advisors by focusing on the value based relationships with referral partners."

Branch Managers and Loan Originators at GEM have access to its In-House Marketing Agency to consult on a variety of marketing ideas and available tools/services to support business. From social strategies to custom made collateral, there are dozens of ways GEM helps its originators build business and reinforce existing relationships. In addition, its in-house marketing agency works to build brand awareness in local markets.

GEM supports its mortgage professionals with state of the art mortgage technology offering a vast array of tools - everything from investment strategies, live presentations, intelligent alerting as well as video and social engagement. "This is game changing for the serious mortgage professional who wants to take their career to the next level," adds Ewens.

At GEM Mortgage we also understand the importance of proper and consistent training. We believe that there is always something new to be learned to remain competitive and effective and have in-house training programs to speed your success.

To find out more about the professional opportunities at GEM, contact Joe Ewens at 800-320-1758.

Rebecca Wegman, EVP/Operations at GEM (Golden Empire Mortgage) says, "GEM is all about helping homebuyers achieve the American Dream of Homeownership".

Bakersfield, California, March 5, 2016 ( - ​When it comes to having a great team of people with an amazing culture and business philosophy, GEM Mortgage comes to mind. We recently had the opportunity to catch up with Rebecca Wegman, EVP of Operations at GEM Mortgage, a division of Golden Empire Mortgage, who spoke briefly of GEM’s business philosophy.

Wegman says: “GEM has been a respected lender for nearly thirty years. One of the cornerstones of GEM's business philosophy is that we believe in the American dream of homeownership. GEM has long been a firm believer in helping people finance the American dream while establishing long-term realtor relationships. After all, it’s about building American pride in local communities, one mortgage at a time”.

Of the purchases — and, it depends on the market area — approximately 35 percent were distressed sales. Though the real estate market has improved, prices for home sales have maintained a level that still allows people to qualify for a mortgage and own a home. GEM is seeing a lot of people taking advantage of that situation. Investment properties are also fairing better even with the need for adherence to new guidelines issued by Fannie Mae and Freddie Mac.

“However GEM isn't just about mortgages”, continues Wegman. “It's about people! Everyone at GEM....


At Golden Empire Mortgage

Nov 4
Category | General

We believe that our success is measured by your success.

To succeed in today’s dynamic business environment requires that we operate smarter than our competitors, without sacrificing our values. At GEM Mortgage, we are committed to service excellence. We are determined to use cutting edge technology to deliver turn times and productivity, which set the industry standard. We will continue to partner with the industry’s most desirable investors, so we may offer a wide array of loan programs.

Since we believe that success is a state of action not a state of mind, my team and I are committed to do whatever it takes to help you succeed as part of the GEM Mortgage family.

Howard Kootstra – CEO

Join our Team!

Nov 3
Category | General

At GEM Mortgage we are always looking for experienced top producing loan originators to join our team.

We believe that we have the tools you need to remain a top producer. We deliver a variety of loan programs at great rates with excellent customer service.

We are committed to funding your loans in a timely manner!

Apply today and join an industry leader as we expand across the American West.

We are committed to your success!

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Golden Empire Mortgage, Inc. ("GEM") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:

Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.

Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.

Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.

Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants

Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.

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