If you are a first-time homebuyer or an experienced investor, we have a full line of real estate loan programs to meet your needs. GEM Mortgage is a direct lender, eliminating the "middle man" and giving you the advantage of lower interest rates and lower closing costs.

Our team of trusted loan professional fund over $2 billion a year in home loans and they are ready to put their knowledge of the mortgage industry to work for you. Contact the office nearest you for personal assistance.
   CA-DOC              AZ                   OR                  WA                  
(413-0360) (0906440) (ML2891) (CL-2427)                     
NMLS #2427
Licensed by the Department of Business Oversight
Under the California Residential Mortgage Lending Act.